AI-Powered Financial Services Solutions
Fraud detection systems, Sterling OMS for financial commerce, AI compliance automation, wealth management co-pilots and blockchain-based KYC — for banks, insurers and fintech platforms globally.
What We Deliver for BFSI
Fraud Detection & Prevention
AI-powered fraud detection models integrated with Sterling OMS and payment systems. Real-time transaction scoring, duplicate prevention and 3rd-party verification. 85% fraud reduction achieved for Costco.
AI Compliance & Regulatory Reporting
NFRA Compliance Engine — AI-powered regulatory reporting and compliance automation. IBM WatsonX audit dashboards for real-time P&L visibility and board-level reporting. Automated compliance for RBI, SEBI, FCA and global frameworks.
CredoKYC — eKYC & CDD Platform
AI-powered eKYC and Customer Due Diligence platform. Multi-document verification, liveness detection, real-time identity validation, blockchain chain-of-custody tokens and customisable AML/KYC workflows.
Servat — Wealth Management AI
Agentic co-pilot for AI-driven customer investment portfolios on dynamic risk profiles. Automated portfolio rebalancing, risk assessment, regulatory compliance and conversational financial advisory for wealth managers.
Payment Systems & Verification
Sterling OMS implementation for financial commerce fulfilment. Payment gateway integration, multi-currency settlement, automated reconciliation and PCI-DSS compliant payment processing.
Blockchain for Financial Services
Hyperledger and Ethereum smart contracts for financial processes. Blockchain-based trade finance, supply chain finance, immutable audit trails and PurePay cryptocurrency payments.
CredoKYC — Smarter Compliance
Streamline compliance, strengthen fraud prevention and accelerate customer onboarding. Multi-document support, liveness detection, automated data extraction, customisable workflows and blockchain integration — reducing onboarding time from days to minutes.
Servat — Wealth Intelligence
AI agentic co-pilot for wealth managers and financial advisors — building AI-driven investment portfolios on dynamic risk profiles. Targeting banks, wealth managers and insurance companies. Integrated with the NFRA Compliance Engine for regulatory reporting.
Technology Stack
IBM Sterling OMS · IBM WatsonX · Hyperledger Fabric · Ethereum · CredoKYC · Servat AI · Oracle OCI · AWS · Azure · MuleSoft · API Connect · PCI-DSS compliant infrastructure
BFSI Success Stories
Costco
OMS-Driven Fraud Management
- Integrated 3rd-party payment verification with Sterling OMS
- Prevented duplicate check usage and fraudulent transactions
- Real-time validation at 85% fraud reduction rate
- Delivered under tight timelines with minimal production defects
Standard Chartered
Digital Banking Transformation
- Digital commerce and service delivery platform modernisation
- API integration for core banking system connectivity
- Customer onboarding and KYC workflow automation
- Multi-country compliance framework implementation
ANZ Bank
Financial Services Integration
- Enterprise integration platform for banking services
- Real-time transaction processing and reconciliation
- Customer data platform for personalised banking journeys
- Compliance reporting automation
Commonwealth Bank
Enterprise Platform
- Core banking integration and API management
- Payment processing and settlement automation
- Fraud detection and prevention systems
- Regulatory compliance and reporting dashboards
Bayad Center
Philippines Payments Platform
- Multi-channel bill payment platform for Philippines market
- Integration with utility, telecom and government payment systems
- Agent network management and transaction reconciliation
- Real-time fraud monitoring and prevention
CredoKYC
AI eKYC Platform
- AI-powered identity verification reducing onboarding from days to minutes
- Liveness detection and multi-document processing
- Blockchain chain-of-custody for compliance audit trails
- Deployed for banks, fintechs and insurance companies
Purpose-Built for BFSI
Universal Commerce provides pre-composed XCaaS solutions specifically designed for BFSI businesses — composable storefronts, agentic AI and autonomous operations in one subscription.
Ready to Transform Your BFSI Business?
Connect with our BFSI industry experts to discuss your specific challenges and opportunities.
Technology Partners & Platforms
Frequently asked questions
How does Cnetric support Banking, Financial Services & Insurance organizations?
Cnetric supports banking, financial services & insurance organizations with identity workflows, customer experience and AI-assisted operations, combining platform implementation and AI-native delivery.
Can existing enterprise systems be retained?
Integration and modernization can be planned around existing systems. The architecture and migration approach depend on the current environment and project requirements.
How do I discuss Banking, Financial Services & Insurance with Cnetric?
Email sales@cnetric.com or use the Contact page. Share your business objectives, current systems and intended timeline so the team can discuss a suitable engagement.